Get a little help from your friends
Through the Circle of Trust you can lend a helping hand, or get help from your friends. Transfers and loans between friends are free and instant.Sign-up now
Global roaming for your money
Get paid in Spain, rent a room in Italy, splurge in Berlin, get a loan from friends in France. MONI makes it easy to use your money, no matter where you are.
MONI Prepaid MasterCard
MONI is perfect for travelling and online shopping and because you choose how much money you have on the card, there are no nasty surprises.
Who’s in your Circle of Trust?
Choose the people you would lend a helping hand, set the maximum amount you would loan them, and they do the same. If anyone needs a loan, they can borrow it from their Circle of Trust, and the money is available instantly.
Welcome your cash to the 21st century
Transfers between MONI users are instant, free and ready to spend straight away.
Why switch to MONI?
The reason is simple – MONI is faster than a bank, and way easier to use.
Your MONI works everywhere
Top up your MONI from anywhere and spend in seconds, you are always connected to your money.
You are in charge with MONI
MONI is perfect for online shopping and because you choose how much money you have on the card, there are no nasty surprises.
Travel with MONI
Wherever you are in the world, you know your MONI will work. We also have some smart features like remote card locking, so you stay in control.
As safe as a bank
- yet faster and smarter
MONI is as safe as a bank, and a whole lot faster. With industry-leading security practices and super fast technology, you know your money is safe and speedy.
We’re here to help
Wherever you are, whatever the question, you’ll always get the answer from MONI.
The new MONI is live in Finland and coming to Europe!
We are all about listening to our customers, because we know that building the future of personal banking is not a decision by us, it is by you. So, if you would like to have your banking services accessible 24/7 on your mobile phone, a globally accepted card for payments, if you think setting up a modern banking account should take about 2 minutes, and if you think helping your friends, family, neighbours and colleagues financially should be cost and interest free, then MONI is for you.
Please sign up for our waiting list and tell us where you are from, your vote will make a difference and help bring MONI to your country. Give your money superpowers!